1. Fill Out The Intake Form – Fill it out easily on your phone, tablet, or computer. CLICK HERE to fill out the form. 

2. Initial Meeting – We meet by phone, video, or in person to review your needs and the options I’ve found, and I ask any additional questions to make sure nothing is missed.

3. Follow-Up Review – Schedule another call to go over the plans in detail and discuss the best options available. I send a breakdown of your top choices, along with the Summary of Benefits (SOB) and Evidence of Coverage (EOC) for your review.

4. Enrollment Decision – You let me know which plan you’d like to enroll in.

5. Application Submission – Submit your application accurately and on time.

6. Ongoing Support – I provide year-round assistance, keeping you informed of updates, plan changes, or anything else you need support with.

7. Annual Benefits Review – Each year, we review your coverage to see if anything has changed with your health or needs, and to make sure you still have the plan that works best for you.

SCHEDULE YOUR FREE MEDICARE CONSULTATION  

Part A – Hospital Insurance

Covers hospital stays, skilled nursing care, hospice, and some home health care.
Usually free if you or your spouse paid Medicare taxes while working.

Part B – Medical Insurance

Covers doctor visits, outpatient care, preventive services, and medical equipment.
Requires a monthly premium (standard $202.90 in 2026, may vary).

Part C – Medicare Advantage

Combines Part A & B into one plan, often includes Part D (prescription drugs).
Offered by private insurance companies approved by Medicare.
May include extra benefits like vision, dental, or fitness programs.

Part D – Prescription Drug Plans

Covers medications not included under Original Medicare.
Offered by private insurers.
Helps reduce out-of-pocket prescription costs.

Medigap (Supplement Plans)

Optional plans that help cover deductibles, coinsurance, and copayments not covered by Original Medicare.
Sold by private insurers and work with Original Medicare (Parts A & B).

• Initial Enrollment Period (IEP)
  7-month window around your 65th birthday: 3 months before, month of, 3 months after turning 65.
  *Sign up during this period to avoid late penalties.
  
  

• Annual Enrollment Period (AEP)
  October 15 – December 7 each year.
  Allows you to:
  -Switch Medicare Advantage or Original Medicare
  -Add, drop, or change Part D plans
  
  

• Special Enrollment Period (SEP)
  Triggered by life events: moving, losing coverage, or leaving an employer plan.
  Dates vary based on your situation.
  
  

• Medicare Advantage Open Enrollment Period
  January 1 – March 31
  If you’re on Medicare Advantage, you can switch plans or return to Original Medicare.

• Signing up late may result in penalties for Part B or Part D.

• Medicare is flexible, you can review your plan every year during AEP.

• I help seniors compare plans, avoid mistakes, and enroll on time.

Q: Do you charge a fee for your services?
A: No. There is no cost to work with me. My role is to educate and assist you in reviewing Medicare options available to you.

Q: Am I required to enroll in a plan if we talk?
A: No. There is no obligation. My goal is to help you understand your options so you can decide what’s best for you.

Q: Do you only help during enrollment periods?
A: No. I provide support year-round, including questions about coverage, plan changes, and annual reviews.

Q: Can we meet in person?
A: Yes. We can meet by phone, video, or in person if preferred.

Q: What information do you need from me?
A: I’ll ask you to complete a simple intake form and may ask about your doctors, prescriptions, and coverage needs so I can review appropriate Medicare options. CLICK HERE to fill out the from. 

Q: What is the difference between Medicare Advantage and Medigap?
A: Medicare Advantage plans combine Parts A and B along with prescription, hearing, dental, and vision coverage, while Medigap plans work with Original Medicare to help cover out-of-pocket costs. I help explain the differences so you can choose what fits your needs.

Q: Will you help me review my plan every year?
A: Yes. We complete an annual benefits review to see if your needs have changed and to make sure your coverage still fits you.

Q: Who do you serve?
A: I work with individuals eligible for Medicare and proudly serve all of Nevada. 

Q: Are you tied to one insurance company?

A: No. I am an independent Medicare agent, which means I work with multiple insurance companies. This allows me to review a variety of Medicare plans and help you compare options based on your specific needs.

Q: I like my current coverage. Do I have to change plans?
A: Not at all. If your current plan still meets your needs, you can absolutely keep it. During our review, we simply check to see if your coverage, costs, or benefits have changed and whether other options may be available.

Q: Why is an annual Medicare review important?
A: Medicare plans can change every year. Costs, provider networks, prescriptions, and benefits may be updated. A yearly review helps ensure your plan still fits your health needs and budget, and that you’re aware of any new options or benefits that may be available.

Q: Can my coverage improve even if I’ve had the same plan for years?
A: Yes. Many plans update benefits annually, and new plans may become available in your area. A review allows us to see if there are options that may offer similar coverage, lower costs, or additional benefits such as fitness programs or allowances.

Q: Do Medicare plans include extra benefits?
A: Some Medicare Advantage plans may include additional benefits like fitness memberships, dental, vision, hearing, or certain allowances. Availability and benefits vary by plan and location, which is why reviewing options is helpful.

Q: Do you help after I enroll?
A: Yes. I provide ongoing, year-round support. I’m available to answer questions, explain plan changes, and complete an annual benefits review to make sure your coverage continues to meet your needs.

Q: Is there a cost to work with you?
A: No. Pretty sweet deal right! There is no fee to work with me. My role is to educate and assist you in reviewing Medicare options available to you.